Buy a Home in Intown Atlanta Imagine buying your dream home. Let our experienced staff help you make it happen.
Buying a home or condominium is a major financial decision. Whether this is your 1st time, your 3rd home purchase, it’s not a decision you should make without professional assistance.
That is where we come in at Thomas Ramon Realty at PalmerHouse Properties. There are lots of steps in the process of buying an Atlanta home or condominium…and that is why is wise to have a local expert who is ready to guide you through this process. From the time for make a decision to purchase a new home until our Celebration Day (we call is a Celebration rather than a closing!) we are here to make sure it is as seamless and stress free as possible!
We are your advisor…your team leader! We are here to help you learn about the Atlanta real estate market and the areas we specialize in.
YOUR team is more than just your real estate agent….US! There’s your lender, your home inspector and the closing attorney. All of us are working together, with you, as a team to get you to that Celebration Day! Together, we will help you make informed decisions as they relate to your home purchase.
One of the first and foremost things that needs to happen is for you to be pre-approved with a lender. In today’s market, mortgage rules have changed dramatically. Gone are the days that were referred to as if you walk and breathe, you can get a mortgage. You will need to be prepared to provide documentation on everything from your employment to your bank statements and tax returns. For more information about what is required by a lender to be pre-approved for a mortgage, visit our Mortgage Information or our Preferred Vendor List.
This crucial step in the home buying process is important for two reasons:
You want to confirm that you are able to obtain a mortgage loan. You might have long forgotten “credit issues” that you thought were not an issue, but a lender may think otherwise. By getting this process started in the beginning, you can identify any issues and work on resolving them.
Also by starting the mortgage process at the very beginning, you have a better idea of the amount you can afford for a home. This also works two ways. You might be approved for a $300,000 mortgage, but in reality, you’d rather have the payment associated with a $200,000 mortgage. This helps not only you, but your real estate agent in identifying the home or condominium that falls in that price range.
Our team of local experts is ready to guide you through the home-buying process. We are committed to fast, professional, and courteous service to help you understand and feel at ease throughout the home buying process. Our trained and licensed agents specialize in the Intown Atlanta area real estate market and are prepared to find the right home and get the best price.
We look forward to helping you plan your Celebration Day!